Best Personal Loans in New South Wales Sydney, Newcastle and Wollongong

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Plenti Personal Loan
  • Award Winner 2022
4.7 from 2,759 reviews
Helpful, efficient customer service
Straightforward application process
Reasonable interest rates
  • Transparency
    4.4 (824)
  • Customer Service
    4.6 (922)
  • Application Process
    4.6 (935)
  • Timeliness
    4.6 (924)
  • Loan Term4.263 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.89% p.a.
  • Comparison Rate 8.73% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
LendConnect
  • Award Winner 2022
  • 2021
5.0 from 694 reviews

Latest review: Albert was super easy to deal with, answered all my questions and got the funds teed up

  • Transparency
    5.0 (580)
  • Customer Service
    5.0 (608)
  • Application Process
    5.0 (586)
  • Timeliness
    5.0 (586)
  • Loan Term5.634 years
  • Interest Rate6.45% p.a.
  • Application Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,100.00 to $80,000.00
  • SecuritySecured and Unsecured
  • Rate TypeFixed and Variable
  • Line of Credit Available No
MoneyPlace
4.8 from 406 reviews

Latest review: Very competitive rate! Better than my top 10 bank could

  • Transparency
    4.7 (322)
  • Customer Service
    4.8 (344)
  • Application Process
    4.8 (340)
  • Timeliness
    4.9 (337)
  • Loan Term5.768 years
  • Offers Peer-to-Peer LendingNo
  • Interest Rate5.21% p.a.
  • Comparison Rate 6.1% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $80,000.00
  • SecuritySecured and Unsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available No
SocietyOne
  • Award Winner 2022

SocietyOne

 · includes 2 listings
4.8 from 2,373 reviews

Whether you want to buy a vehicle, renovate your home, go on holiday, or something else, SocietyOne lets approved clients borrow up to $70,000, so that you can make your dream a reality.

Competitive interest rates
Simple to apply for
Funds quickly made available if approved
  • Transparency
    4.7 (748)
  • Customer Service
    4.8 (882)
  • Application Process
    4.8 (874)
  • Timeliness
    4.8 (844)
  • Loan Term4.024 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate5.95% p.a.
  • Comparison Rate 5.95% p.a.
  • Monthly Fee $0.00
  • Application Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available No
Plenti Personal Loan
  • Award Winner 2022
4.7 from 2,759 reviews

Plenti provides loans for up to $50,000 with loan terms ranging from 1 to 7 years, so you can bring your ideas to life, no matter how big or small.

Helpful, efficient customer service
Straightforward application process
Reasonable interest rates
  • Transparency
    4.4 (824)
  • Customer Service
    4.6 (922)
  • Application Process
    4.6 (935)
  • Timeliness
    4.6 (924)
  • Loan Term4.263 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.89% p.a.
  • Comparison Rate 8.73% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
Jacaranda Finance
4.7 from 1,372 reviews

Latest review: I was very impressed with how quick and efficient Jacaranda was. They really helped me out as I have some important dental work to be done. I’d easily recommend to other p

  • Transparency
    4.5 (477)
  • Customer Service
    4.7 (540)
  • Application Process
    4.7 (532)
  • Timeliness
    4.7 (522)
  • Loan Term1.379 years
  • Interest Rate11.42% p.a.
  • Comparison Rate 14.49% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $15,000.00
  • Rate TypeFixed

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MoneyMe
  • Award Winner 2021
4.7 from 1,371 reviews

Granting personal loans from $2, 100 to $50K, MoneyMe provides a multi-award-winning loan application service that’s done completely online. This can help to remove some of the pressure and stress that comes with urgently requiring money.

Quick and easy loan application process
Excellent customer service
Rates and charges are slightly high
  • Transparency
    4.6 (717)
  • Customer Service
    4.7 (834)
  • Application Process
    4.7 (870)
  • Timeliness
    4.8 (846)
  • Loan Term2.766 years
  • Offers Peer-to-Peer LendingNo
  • Interest Rate6.25% p.a.
  • Comparison Rate 7.64% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $2,100.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available Yes
OurMoneyMarket
4.6 from 377 reviews

Latest review: Easy to deal with, fantastic service. Special thanks to Jake, you’re a l

  • Transparency
    4.6 (311)
  • Customer Service
    4.7 (330)
  • Application Process
    4.7 (316)
  • Timeliness
    4.7 (312)
  • Loan Term5.091 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.04% p.a.
  • Comparison Rate 9.06% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $75,000.00
  • SecurityProperty and Vehicle
  • Rate TypeFixed
  • Redraw AvailableYes
Wisr
4.6 from 351 reviews

Latest review: Everything was well explained. Hayden was punctual and factual. Other members helped out quite well. Thank

  • Transparency
    4.6 (292)
  • Customer Service
    4.6 (303)
  • Application Process
    4.6 (307)
  • Timeliness
    4.6 (303)
  • Loan Term5.593 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate8.50% p.a.
  • Comparison Rate 9.34% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
Monzi Personal Loans
4.7 from 129 reviews

Latest review: My experience with Monti was great. Customer service was excellent they replied to my request efficiently and were very helpful to answer all my questions that were asked at the

  • Transparency
    4.7 (99)
  • Customer Service
    4.8 (102)
  • Application Process
    4.8 (94)
  • Timeliness
    4.8 (92)
  • Loan Term1.371 years
MyOzMoney
4.8 from 90 reviews

Latest review: My Oz Money limit is $5000 any my balance hasnt gone past this but this fortnight the balance on my log in states $7500 I have not drawn this money it appears My Oz Money has drawn or scammed my

  • Transparency
    4.8 (71)
  • Customer Service
    4.8 (74)
  • Application Process
    4.8 (72)
  • Timeliness
    4.8 (70)
  • Loan Term2.324 years
  • Loan Amount $2,000.00 to $25,000.00
NOW Finance
4.4 from 507 reviews

Latest review: Discriminitive and unprofessional, unhappy with this company, they are unfair and not thorough enough, took too long to reply, impersonal, did not discuss outcome to ask if any other information

  • Transparency
    3.7 (103)
  • Customer Service
    3.8 (120)
  • Application Process
    4.0 (117)
  • Timeliness
    3.9 (116)
  • Loan Term5.5 years
  • Interest Rate4.45% p.a.
  • Comparison Rate 4.45% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $100,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
Nifty Personal Loans
4.5 from 257 reviews

Latest review: Make people believe they have a chance then decline them also constantly harass to te apply all to be declined again no good reason jacaranda are so much better will find a way of helping you go

  • Transparency
    4.2 (31)
  • Customer Service
    4.4 (37)
  • Application Process
    4.4 (36)
  • Timeliness
    4.5 (36)
  • Interest Rate11.42% p.a.
  • Comparison Rate 14.49% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,500.00 to $10,000.00
  • SecuritySecured and Unsecured
  • Rate TypeFixed
Symple Loans
4.8 from 96 reviews

Latest review: Absolutely bewildered to be knocked back on an application after being invited by email by Qantas Rewards & Symple Loans with a low interest offer for home improvements / renos which appeared

  • Transparency
    4.7 (79)
  • Customer Service
    4.7 (84)
  • Application Process
    4.7 (84)
  • Timeliness
    4.7 (83)
  • Loan Term5.063 years
Pepper Personal Loans
4.4 from 601 reviews

Latest review: Fantastic service. So helpful and friendly. Olivier made the whole experience smooth and easy Cant thank her enough. Well done. Professional and

  • Transparency
    4.4 (387)
  • Customer Service
    4.5 (415)
  • Application Process
    4.6 (401)
  • Timeliness
    4.5 (397)
  • Loan Term5.706 years
  • Offers Peer-to-Peer LendingNo
  • Interest Rate7.95% p.a.
  • Comparison Rate 9.56% p.a.
  • Monthly Fee $13.00
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
Plenti Green Loan
4.4 from 94 reviews

Latest review: Still waiting for my product to be delivered that is attached to my

  • Transparency
    4.3 (73)
  • Customer Service
    4.5 (73)
  • Application Process
    4.5 (80)
  • Timeliness
    4.6 (76)
  • Loan Term5.224 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate6.54% p.a.
  • Comparison Rate 8.64% p.a.
  • Loan Amount $2,001.00 to $45,000.00

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Harmoney
4.1 from 231 reviews

Latest review: Harmony was so easy and convenient two use did not speak to anyone ever think was done on line great interest rate approval was on the spot will refer harmony to my friends

  • Transparency
    4.1 (204)
  • Customer Service
    4.3 (210)
  • Application Process
    4.4 (212)
  • Timeliness
    4.4 (204)
  • Loan Term4.794 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate6.99% p.a.
  • Comparison Rate 7.69% p.a.
  • Application Fee $500.00
  • Loan Amount $5,000.00 to $70,000.00
  • SecurityUnsecured
  • Rate TypeVariable
Highline Lending
5.0 from 32 reviews

Latest review: I would highly recommend highline lending to anyone with more complex investment structures or to those looking to grow their portfolios. We were extremely happy and will certainly be using highline

  • Transparency
    5.0 (27)
  • Customer Service
    5.0 (30)
  • Application Process
    4.9 (28)
  • Timeliness
    4.9 (26)
  • Loan Term28.333 years
Spotter Loans
4.8 from 25 reviews

Latest review: The service was impeccable and would really to many

  • Transparency
    4.7 (19)
  • Customer Service
    4.8 (22)
  • Application Process
    4.9 (22)
  • Timeliness
    4.8 (21)
  • Loan Term1.25 years
  • Monthly Fee $0.00
  • Application Fee $0.00
  • Repayment FrequencyMonthly
  • Loan Amount $500.00 to $15,000.00
Credific Finance
5.0 from 19 reviews

Offering access to a range of loans and lenders, Credific Finance aims to simplify the process of securing a loan, whether it’s for your home, investment property, business, or a personal loan.

Simplifies loan process
Found good deals for reviewers
  • Transparency
    5.0 (17)
  • Customer Service
    4.9 (17)
  • Application Process
    4.9 (16)
  • Timeliness
    4.9 (16)
  • Loan Term28 years
Australian Military Bank
3.3 from 208 reviews

Latest review: When the RBA rates were lowered, we got the rates passed on as a decrease to our deposit interest rates very quickly. Now the rates have gone up twice to a total of 0.75% how much have we had as a

  • Transparency
    4.5 (93)
  • Customer Service
    4.5 (98)
  • Application Process
    4.5 (84)
  • Timeliness
    4.4 (85)
  • Loan Term15.243 years
  • Interest Rate7.88% p.a.
  • Comparison Rate 8.72% p.a.
  • Monthly Fee $10.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $1,000.00 to $80,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Ad
Plenti Personal Loan
  • Award Winner 2022
4.7 from 2,759 reviews
Helpful, efficient customer service
Straightforward application process
Reasonable interest rates
  • Transparency
    4.4 (824)
  • Customer Service
    4.6 (922)
  • Application Process
    4.6 (935)
  • Timeliness
    4.6 (924)
  • Loan Term4.263 years
  • Offers Peer-to-Peer LendingYes
  • Interest Rate7.89% p.a.
  • Comparison Rate 8.73% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,000.00 to $50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
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