Best Personal Loans in Australian Capital Territory Canberra–Queanbeyan

Based on 29,152 reviews
Brand
Rating
Offers Peer-to-Peer Lending
Interest Rate
Comparison Rate
Monthly Fee
Application Fee
Repayment Frequency
Loan Amount
Security
Loan Term
Rate Type
Redraw Available
Line of Credit Available

Jacaranda Finance

Jacaranda Finance 🏆 2026

4.8 
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KimWA3 posts
 

Fast and super easy!! Great interest rate too. A+ easy!

MoneyPlace

MoneyPlace

4.9 
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Jerome N
 

MoneyPlace was able to assist with my personal loan needs in quick time. They're process is simple and very straightforward. Highly recommended for people who needs an instant boost in cash.

LendConnect

LendConnect

5.0 
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zobel444
 

Kane is an absolute legend who was kind, patient and professional the whole process. He never gave up for us. I would 100% return to Kane and LendConnect if ever needed.

SocietyOne

SocietyOne

4.8 
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Marlee M.
 

Have been paying off a loan with them for over a year and have not paid anything. The interest rates are too high. Do not recommend them.

SocietyOne
SocietyOne    

Hi Marlee, Thanks for taking the time to share your… Read more

Plenti Personal Loan

Plenti Personal Loan 🏆 2026

4.6 
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MdsQLD
 

I've borrowed a few times now and all I can say is it's easy and they do great rates compared to other lenders

Humm

Humm 🏆 2026

4.4 
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veekay
 

Pathetic customer service. Will NEVER use humm again I will delete this account immediately once this complaint is resolved it has taken 4 days and I still do not have a phone call.

MoneyMe

MoneyMe

4.6 
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Frank
 

I think moneyme is very easy to work with, very helpful and went out of their way to make my loan go thru faster as I needed it to happen quickly, and a very far rate, definitely a 5 star rating, Thank you moneyme

OurMoneyMarket

OurMoneyMarket 🏆 2026

4.5 
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H Lie5 posts
 

Great service and communication, very efficient for a car loan.

Finance One

Finance One

4.7 
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Chris T.
 

Excellent service from the team at Finance One. They were professional, friendly, and made the entire process simple and stress-free. Highly recommend their services. Thank you!

Wisr

Wisr

4.7 
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Emma C.
  Verified

Super easy to complete the application, team a very responsive and super friendly. Very pleasant experience.

NOW Finance

NOW Finance

4.4 
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Steph
 

Anita @ NFAL was amazing to work with. Helped me get my new car. Made it so easy and smooth. Highly recommend!!

Pepper Personal Loans

Pepper Personal Loans

4.3 
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Zoljargal M.VIC2 posts
 

Great experience with Pepper Money Personal Loan — the application process was smooth, approval was quick, and the team provided excellent support throughout.

Swoosh Finance

Swoosh Finance

4.8 
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TraceyNSW2 posts
 

Very easy application and always updated. Very friendly. I found the process very good

Driva

Driva

4.8 
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Joshua P.
  Fair Incentive

Both amber and Richard have been extremely helpful with the application process get me updated on the process and answered any questions I jad would highly recommend anyone to speak with amber and Richard regarding finance

Credit24

Credit24

4.5 
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Maxwell
  Fair Incentive

Thankyou 24 credit. It's very helpful during my bad time. And it's really quick and reliable

Refinancer

Refinancer

4.9 
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OzziepeteWA5 posts
 

Went through the whole process with lots of promises for a larger refinance and lower rate only to be contacted and told that the finance companies… Read more

this company deals with have a rule not allowing them to account for any PAYE income for anyone over 67. This isnt a new rule and Refinancer should have known this before wasting my time. Very unprofessional of a specialist company to not know the rules of the companies they are dealing with.

Australian Military Bank

Australian Military Bank

4.2 
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Mark A
 

The service with AMB is exceptional. I've been a member for 30 years and have never had any issues whether over the phone or in person. The staff at the Amberley branch are great.

Plenti Green Loans

Plenti Green Loans

4.4 
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Andrew Waters3 posts
 

The staff were patient with my application process and thorough, but strict. I am grateful for the assistance with obtaining an interest-free loan

Monzi Personal Loans

Monzi Personal Loans

4.7 
Summary
TimVIC2 posts
 

Absolute waste of time – Absolute garbage being thrown from 1 lender to another with no results.

Harmoney

Harmoney

4.0 
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Kiran
 

Simply Awesome! Very helpful with a clear solution through their process.

MyOzMoney

MyOzMoney

4.7 
Summary
KRB
 

Application Process – Easy application process Kept updated with application process Once completed Finances are processed quickly

360 Finance

360 Finance

4.0 
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anand g.NSW
 

useless scammers. dont trust them. They lock you into high rates for their high commission from the lenders. not so genuine. stay out of this people

Fundency

Fundency

4.5 
Summary
Dave
 

Application was easy. Processed pretty quick even with high demand. Thanks very much for your support

Natloans

Natloans

4.9 
Summary
Rachael FordVIC
 

Lizzy reached out regarding refinancing my loan and we got there! (15% now!) amazing results and she is the best if you want dedication, communication and results!

Credific Finance

Credific Finance

5.0 
Summary
Daniel D.
 

Exceptional experience – I had an exceptional experience working with Udit. From start to finish, they exhibited professionalism, efficiency, and outstanding communication… Read more

skills. Their ability of securing our dream home made the entire process seamless and stress-free. They were always available to address any questions or concerns we had, ensuring we felt supported every step of the way. I highly recommend Credific finance to anyone in need of a reliable and dedicated broker who truly goes above and beyond for their clients!

Spotter Loans

Spotter Loans

4.9 
Summary
Retiredandhappy2 posts
 

Fast approval! Great service! – Applied for a loan yesterday afternoon. Was approved today and have already received the money. Amazing! Lovely and professional customer service. Very happy customer!

Mates Rates Mortgage Brokers

Mates Rates Mortgage Brokers

4.6 
Summary
Lily R.
 

Now more than 10 years into my first loan through Mates Rates that I discovered reading the Barefoot Investor Scott Pape’s book giving him a… Read more

cashback, I am excited to say I am also the beneficiary of the Mates Rates Cash-back having now received more than $12,000 credited to my home loan which also gives me compound interest savings. Now I have purchased a home with my partner we have again chosen Mates Rates so we can get cash-back on this home loan as well. I am reasonably confident no other broker would be paying me a monthly cash-back and especially not the lender. Lisa was incredibly efficient, professional and always available to answer my questions. I highly recommend Mates Rates and appreciate the services they have provided. Thank you Scott Pape and thank you Mates Rates!

Pretty Penny Finance

Pretty Penny Finance

5.0 
Summary
KimWA
 

Excellent service – Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny finance.

Bank Australia Personal Loans

Bank Australia Personal Loans

4.9 
Summary
Jaime C.VIC3 posts
 

Tia in Lending provided amazing service, support and communication. Our application was processed really quickly. Excellent experience and thanks to Tia!

My Pay Stat

My Pay Stat

4.9 
Summary
BenjamenQLD
  Fair Incentive

Easily, perfect – Friendly and positive no unexpected costs which was great, feeling very satisfied.