Best Personal Loans in Western Australia Perth

Based on 29,787 reviews
Brand
Rating
Offers Peer-to-Peer Lending
Interest Rate
Comparison Rate
Monthly Fee
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Loan Amount
Security
Loan Term
Rate Type
Redraw Available
Line of Credit Available

Jacaranda Finance

Jacaranda Finance 🏆 2026

4.8 
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Chris
 

Professional service at a cost was more than expected but the process reduced the stress. Friendly AI receptionist. Good communication and followup by team.

MoneyPlace

MoneyPlace

4.9 
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Dave
 

Funds was made available in less than 24 hours after application

LendConnect

LendConnect

5.0 
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Miad N.
 

Used these guys for my car finance. Very patient and professional. They advised everything i needed to do and am very grateful for their help.

SocietyOne

SocietyOne

4.8 
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Marlee M.
 

Have been paying off a loan with them for over a year and have not paid anything. The interest rates are too high. Do not recommend them.

SocietyOne
SocietyOne    

Hi Marlee, Thanks for taking the time to share your… Read more

Plenti Personal Loan

Plenti Personal Loan 🏆 2026

4.6 
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Pam M2 posts
 

Very quick application process and ease of use. Happy with this company

Humm

Humm 🏆 2026

4.4 
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BryllNT
 

I’ve had a great experience using Humm. The application process was quick and straightforward, and the platform makes it easy to purchase the things… Read more

I need with flexible repayments. The customer service has also been helpful and responsive. I hope Humm partners with more major local stores in Darwin and eventually offers an option to purchase from merchants that are not currently Humm partners.

MoneyMe

MoneyMe

4.6 
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Paul C.QLD
 

MoneyMe was great to deal with was a quick response and the rates are not bad either, I would use these guys again and also refer them to anyone that hasn't got a perfect credit score as they will try their best to get you the loan you need.

OurMoneyMarket

OurMoneyMarket 🏆 2026

4.6 
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MattM
 

Always great to deal with, super fast and professional. Will work with the team again.

Finance One

Finance One

4.7 
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Tanya MitchellQLD
  Verified

I would like to say a big thank you to Nathan Young and the Finance One team for being amazing throughout this process. It was a pleasure to go through Finance One. I highly recommend.

Wisr

Wisr

4.7 
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michael a.
  Verified

Great consultant great team and good process and ongoing support

Swoosh Finance

Swoosh Finance

4.8 
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Vai3 posts
 

I have been assisted by Arli throughout my loan application process, and I would like to say how helpful and professional Arli has been in getting… Read more

everything organised. I highly recommend Arli for anyone looking to apply for a loan. I am now awaiting the outcome, and hope to have my loan approved very soon. Thank you, Arli, for your wonderful support and assistance.

NOW Finance

NOW Finance

4.4 
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Ally D.3 posts
 

Quick, efficient, lowest interest rate, no fees... great online portal 10/10

Pepper Personal Loans

Pepper Personal Loans

4.4 
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Jason V.QLD
 

Pepper Money have been amazing. Last year after we lost our business, we needed a loan for a holiday. They were so accommodating and very easy to… Read more

deal with. Now that I'm back working full time with an amazing company, I applied to refinance my loan with a little bit extra than last time. It literally took less than a week to have the loan settled. Shella, who I've been dealing with has been absolutely amazing. I'll be needing a car in the next few years, and will only do it through Pepper Money. Thank you for being professional, transparent and understanding.

Kindest Regards

Jason Alexander Voros

Driva

Driva

4.8 
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Joshua P.
  Fair Incentive

Both amber and Richard have been extremely helpful with the application process get me updated on the process and answered any questions I jad would highly recommend anyone to speak with amber and Richard regarding finance

Credit24

Credit24

4.5 
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Elisha
  Fair Incentive

Very easy application, communication from the company was quick and easy to speak to representatives

Refinancer

Refinancer

5.0 
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Roy2 posts
 

Very supportive throughout the whole process. Very professional team. Thank you!

Plenti Green Loans

Plenti Green Loans

4.5 
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Chris B.2 posts
 

This company were so helpfull guiding me through the documents I needed to supply, I would recomend to anyone.

Australian Military Bank

Australian Military Bank

4.3 
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Caitlyn Q.VIC
 

We have worked closely with Sash from Australian Military Bank for our accounts and purchasing our first home. He made the process very easy. He was… Read more

patient, clear and concise in a world that was new to us. He was very responsive and worked with our time frames which made life much easier. Having the one point of contact made it easy as well and ensured continuity for us especially when lawyers and real estate agents were involved. We were able to talk over the phone, text, email and MS teams meeting depending on our needs. I highly recommend using the mobile service and very highly recommend working with Sash. We will continue to use this amazing service.

Monzi Personal Loans

Monzi Personal Loans

4.7 
Summary
TimVIC2 posts
 

Absolute waste of time – Absolute garbage being thrown from 1 lender to another with no results.

Harmoney

Harmoney

4.0 
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fred up36 posts
 

Personal information mining on a grand scale. I have an excellent credit score and yet I'm offered a rate worse than a credit card. Clearly part of the business is mining personal info.

Harmoney
Harmoney    

Hi Fred We appreciate you sharing your feedback, and we… Read more (+1 reply)

MyOzMoney

MyOzMoney

4.7 
Summary
KRB
 

Application Process – Easy application process Kept updated with application process Once completed Finances are processed quickly

360 Finance

360 Finance

4.0 
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anand g.NSW
 

useless scammers. dont trust them. They lock you into high rates for their high commission from the lenders. not so genuine. stay out of this people

Fundency

Fundency

4.5 
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Zac MQLD5 posts
 

Legends got me out of yet another pickle in my life full of struggles & missions

Natloans

Natloans

4.9 
Summary
Tim F.2 posts
 

My father passed away late last year and I have been struggling to manage the bills for his assets as well as mine while I wait to settle the estate. Natloans had everything sorted and the cash in my bank in under 4 days. Thank you so much!

Credific Finance

Credific Finance

5.0 
Summary
Daniel D.
 

Exceptional experience – I had an exceptional experience working with Udit. From start to finish, they exhibited professionalism, efficiency, and outstanding communication… Read more

skills. Their ability of securing our dream home made the entire process seamless and stress-free. They were always available to address any questions or concerns we had, ensuring we felt supported every step of the way. I highly recommend Credific finance to anyone in need of a reliable and dedicated broker who truly goes above and beyond for their clients!

Spotter Loans

Spotter Loans

4.9 
Summary
Retiredandhappy2 posts
 

Fast approval! Great service! – Applied for a loan yesterday afternoon. Was approved today and have already received the money. Amazing! Lovely and professional customer service. Very happy customer!

Best Loans

Best Loans

4.9 
Summary
yichen z.WA
 

I had the pleasure of working with Daniel Hodges for my car finance, and I couldn’t be happier with the experience. He handled everything so… Read more

effectively and efficiently, making the whole process smooth and stress-free. From start to finish, everything was settled within just a week, which was incredibly impressive. Daniel’s professionalism and clear communication gave me complete confidence throughout. I highly recommend him to anyone looking for hassle-free and reliable finance assistance!

Mates Rates Mortgage Brokers

Mates Rates Mortgage Brokers

4.7 
Summary
Joanne. KNSW
 

I used a mortgage broker to buy my home and received an okay loan that is no longer competitive. A friend recommended I read the Barefoot Investor… Read more

book called the only money guide you will ever need and read about Scott using a cashback broker where he wrote - I used them when I bought my farm, and, when the cash-back was kicked-back to my loan each month, I got the same buzz I assume a pokie-punter gets when they score five free spins on the pokies and thought why not. So, I used Mates Rates to refinance to a much lower interest rate and now get the additional monthly cashback bonus too! Thank you, Barefoot Investor and to Brigitte

Pretty Penny Finance

Pretty Penny Finance

5.0 
Summary
KimWA
 

Excellent service – Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny finance.

Latitude Personal Loans

Latitude Personal Loans

2.7 
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Ric SugiVIC
  Verified

I was unsure to apply after getting the quote with interest rate seems bit high. Few says later got a phone call, they offered 2% discount on interest rate, she was helpful yhe rest is history….happy with the outcome.