Best Personal Loans in South Australia Adelaide

Based on 28,732 reviews
Brand
Rating
Offers Peer-to-Peer Lending
Interest Rate
Comparison Rate
Monthly Fee
Application Fee
Repayment Frequency
Loan Amount
Security
Loan Term
Rate Type
Redraw Available
Line of Credit Available

MoneyPlace

MoneyPlace

4.9 
Summary
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Darren ESA
 

Process was simple and very quick. Terms and conditions easily understood. Good interest rate Show details

Jacaranda Finance

Jacaranda Finance 🏆 2026

4.8 
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RRM
 

The staff was helpful ,quick and they offer good rates.

SocietyOne

SocietyOne

4.8 
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CathNSW2 posts
 

For the third time Society One has helped me when my local big bank I've been a customer of for over 40 years has not! Amazing service and support from Society One. I am leaving the CBA Show details

LendConnect

LendConnect

5.0 
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Benjamin T.VIC2 posts
 

I had a fantastic experience working with Reem from LendConnect. She made the entire loan process simple, stress-free and easy to understand from… Read more

start to finish.

Reem was professional, responsive and always available to answer any questions I had. What impressed me most was her efficiency my loan was approved and finalised in less than 18 hours which exceeded all my expectations.

I highly recommend Reem to anyone looking for a smooth and hassle free lending experience.

Thank you for your outstanding service and support, I would have no hesitation in referring Reem to my friends and family in the future.

Plenti Personal Loan

Plenti Personal Loan 🏆 2026

4.6 
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VidiVIC
  Verified

Be careful, Plenti will take your money within minutes but apparently it takes them 2+ weeks to return it if they overcharge it. You need to actively… Read more

chase them for it too. They said the issue is on their "payment system". Apparently it takes 2+ weeks for them to figure out an issue on their system on an active complaint. Maybe it will take months or never for your money to be returned if you don't know you lose your money

Humm

Humm 🏆 2026

4.4 
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Maxine SA5 posts
 

Trouble free service. Finance was approved, everything taken care of with minimal effort on my part.

MoneyMe

MoneyMe

4.6 
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Sharni W.WA3 posts
 

Excellent. Thorough. Professional. They were relatively quick to review and process Show details

Finance One

Finance One

4.7 
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Elizabeth
 

Nathan was great, kept me updated. Service was great, responses quick

OurMoneyMarket

OurMoneyMarket 🏆 2026

4.5 
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Dave.WA16 posts
 

Have had several loans through OMM/Handy Finance, never had any issues. Always smooth and easy. Zac has personally taken care of our loans and any changes made to them, and highly rate him for his helpfulness and professionalism Show details

Wisr

Wisr

4.7 
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DamonWA2 posts
  Verified

Great app, simple to use, excellent service, fair interest rate

NOW Finance

NOW Finance

4.4 
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Jonathan MelitonNSW3 posts
  Fair Incentive

Customer service and support are excellent. The team knows how to understand your situation and able to assist immediately. Show details

Pepper Personal Loans

Pepper Personal Loans

4.3 
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NicoleVIC5 posts
 

Quick and easy process to consolidate loans. Was processed quickly once I Realised I needed to check my SPAM folder in emails. Everyone was friendly I spoke with along the way. No start up fees which was a surprise Show details

Driva

Driva

4.8 
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Joshua P.
  Fair Incentive

Both amber and Richard have been extremely helpful with the application process get me updated on the process and answered any questions I jad would highly recommend anyone to speak with amber and Richard regarding finance Show details

Refinancer

Refinancer

5.0 
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Kim R.13 posts
 

I have been honoured to be a client of this company for years now and frequently utilise their expertise and services. Hayden and his team are always… Read more

very helpful with financial advice and making changes that are advantageous to me. They recently helped me refinance my mortgage to a better rate and saved me a lot of money. The process was quick and efficient and all my questions were answered the same day. They go to great lengths to make sure i understand all the details and always get a very good outcome. They have never let me down. I would highly recommend this company to anyone needing financial advice. Kim rida

Credit24

Credit24

4.5 
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Cathleen D
  Fair Incentive Verified

Good and fast service. No hussle and very approachable. I'm very satisfied. Show details

Australian Military Bank

Australian Military Bank

4.2 
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VacublasterVIC126 posts
 

I joined the AMB after the Up bank closed my account and wow I am so pleased they did. AMB leave Up in the dust when it comes to banking. They are… Read more

streamlined and easy to use. The only thing that let's this bank down is their independent fraud team and the occasional bad customer service agent. Apart from that they are great.

Swoosh Finance

Swoosh Finance

4.7 
Summary
Damon M.QLD
 

I was assisted by Arli who promptly assisted me with my claim. 10/10 would recommend.

Monzi Personal Loans

Monzi Personal Loans

4.7 
Summary
TimVIC2 posts
 

Absolute waste of time – Absolute garbage being thrown from 1 lender to another with no results.

Plenti Green Loans

Plenti Green Loans

4.4 
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Mark
 

Organised and professional throughout whole process. Thrilled with installers work in fitting battery set up; exceeded my expectation. Would highly recommend. Thank you 5 *. Awesome!!

Harmoney

Harmoney

4.1 
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Kiran
 

Simply Awesome! Very helpful with a clear solution through their process. Show details

MyOzMoney

MyOzMoney

4.7 
Summary
KRB
 

Application Process – Easy application process Kept updated with application process Once completed Finances are processed quickly

360 Finance

360 Finance

4.0 
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anand g.NSW
 

useless scammers. dont trust them. They lock you into high rates for their high commission from the lenders. not so genuine. stay out of this people Show details

Fundency

Fundency

4.5 
Summary
Steve 3 posts
 

EASY application fast decision fast payment...SPEEDY SPEEDY Great service great

Natloans

Natloans

4.9 
Summary
Jasmin I2 posts
 

Working with Saskia was such a positive experience from start to finish. From our first conversation, Saskia made me feel comfortable, informed, and… Read more

genuinely looked after throughout the whole process.

Saskia was always quick to respond, patient with all my questions, and took the time to explain everything clearly without making things feel overwhelming. What I appreciated most was how honest, approachable, and dedicated Saskia was to getting the best result possible for me.

You can really tell Saskia cares about her clients and takes pride in what she does. I’m very grateful for all Saskia's help and would happily recommend them to anyone looking for someone trustworthy, professional, and easy to work with.

Credific Finance

Credific Finance

5.0 
Summary
Daniel D.
 

Exceptional experience – I had an exceptional experience working with Udit. From start to finish, they exhibited professionalism, efficiency, and outstanding communication… Read more

skills. Their ability of securing our dream home made the entire process seamless and stress-free. They were always available to address any questions or concerns we had, ensuring we felt supported every step of the way. I highly recommend Credific finance to anyone in need of a reliable and dedicated broker who truly goes above and beyond for their clients!

Spotter Loans

Spotter Loans

4.9 
Summary
Retiredandhappy2 posts
 

Fast approval! Great service! – Applied for a loan yesterday afternoon. Was approved today and have already received the money. Amazing! Lovely and professional customer service. Very happy customer! Show details

Mates Rates Mortgage Brokers

Mates Rates Mortgage Brokers

4.6 
Summary
Lily R.
 

Now more than 10 years into my first loan through Mates Rates that I discovered reading the Barefoot Investor Scott Pape’s book giving him a… Read more

cashback, I am excited to say I am also the beneficiary of the Mates Rates Cash-back having now received more than $12,000 credited to my home loan which also gives me compound interest savings. Now I have purchased a home with my partner we have again chosen Mates Rates so we can get cash-back on this home loan as well. I am reasonably confident no other broker would be paying me a monthly cash-back and especially not the lender. Lisa was incredibly efficient, professional and always available to answer my questions. I highly recommend Mates Rates and appreciate the services they have provided. Thank you Scott Pape and thank you Mates Rates!

Pretty Penny Finance

Pretty Penny Finance

5.0 
Summary
KimWA
 

Excellent service – Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny finance.

Bank Australia Personal Loans

Bank Australia Personal Loans

4.9 
Summary
Jaime C.VIC3 posts
 

Tia in Lending provided amazing service, support and communication. Our application was processed really quickly. Excellent experience and thanks to Tia!

My Pay Stat

My Pay Stat

4.9 
Summary
BenjamenQLD
  Fair Incentive

Easily, perfect – Friendly and positive no unexpected costs which was great, feeling very satisfied. Show details