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Best Pet Insurance in Queensland Brisbane, Gold Coast, Sunshine Coast, Townsville and Cairns

Pet Insurance Buying Guide

If your dog or cat becomes sick, pet insurance can help get the treatment they deserve. To get a better idea of how pet insurance works, continue reading so you can make an informed choice.

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82 listings

Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,379 reviews
Ad
  • Transparency
    4.3 (307)
  • Customer Service
    4.3 (362)
  • Value for Money
    4.1 (358)
  • Claim ApprovedYes (338) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
Seniors Pet Insurance
  • Award Winner 2020

Seniors Pet Insurance · includes 3 listings

4.4 from 216 reviews

Latest review: Been with Seniors for 4 years. Claims are resolved rapidly but I am inclined to look at alternatives to see if I can get a higher percentage return on my bill

  • Transparency
    4.5 (127)
  • Customer Service
    4.5 (149)
  • Value for Money
    4.3 (148)
  • Claim ApprovedYes (71) · No (12)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis75% of Vet Expenses, 80% of Vet Expenses and Included
Bow Wow Meow Pet Insurance
  • Award Winner 2020
  • 2019
  • 2018

Bow Wow Meow Pet Insurance · includes 3 listings

4.2 from 2,046 reviews

Latest review: Will be cancelling my policy after this year due to conflicting information from Call center staff. Placed a claim after being told I would only be charged the excess once. Turns out it was per

  • Transparency
    4.3 (361)
  • Customer Service
    4.3 (423)
  • Value for Money
    4.2 (427)
  • Claim ApprovedYes (389) · No (24)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,200, $2,000 and $3,000
Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,379 reviews

Latest review: Very quick and easy claims process. We have been with PIA for years and they make a stressful situation much easier. I would recommend them and their product to anyone looking for an affordable

  • Transparency
    4.3 (307)
  • Customer Service
    4.3 (362)
  • Value for Money
    4.1 (358)
  • Claim ApprovedYes (338) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance

RSPCA Pet Insurance · includes 4 listings

4.1 from 3,607 reviews

Latest review: We lodged the claim - goes straight into the account. Covers a significant portion of the bills. And the vets do the claim in office. Premium has gone up over the years but is still

  • Transparency
    4.4 (2,310)
  • Customer Service
    4.4 (2,513)
  • Value for Money
    4.2 (2,513)
  • Claim ApprovedYes (1,535) · No (145)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000 to $20,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and Included
PetSecure

PetSecure · includes 2 listings

4.1 from 426 reviews

Latest review: Thank you for being prompt in assessing my claims. It is worth having insurance for my Pet as he is a big part of the family. Worth the premium I

  • Transparency
    4.4 (98)
  • Customer Service
    4.6 (111)
  • Value for Money
    4.3 (112)
  • Claim ApprovedYes (116) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and Not Included
Knose

Knose

4.7 from 52 reviews

Latest review: Good value based on market comparison. I loved the fact that it is a smaller business that specialises in pets. Emma was super helpful over the phone and followed up after purchase was made. Annual

  • Transparency
    4.7 (48)
  • Customer Service
    4.7 (51)
  • Value for Money
    4.8 (50)
  • Claim ApprovedYes (23) · No (0)
  • UnderwriterAllied World
  • Annual Benefit Limits$25,000
  • Amount of Vet Bill Covered Up to 90%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
Guide Dogs Pet Insurance

Guide Dogs Pet Insurance · includes 3 listings

4.1 from 273 reviews

Latest review: My police was great value but due to my dog having a ligament problem the renewal has a limit on ligament damage i find this unacceptable and i am currently looking for a new insurer only because

  • Transparency
    4.0 (201)
  • Customer Service
    4.0 (208)
  • Value for Money
    4.0 (212)
  • Claim ApprovedYes (103) · No (19)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500 and $2,000
Bupa Pet Insurance

Bupa Pet Insurance · includes 3 listings

3.8 from 115 reviews

Latest review: Seriously, do not sign up with them. My dog got a huge laceration from an accident, had to get some surgery, paid $240 upfront for staples etc. Bupa covered nothing, absolutely nothing. The whole

  • Transparency
    3.4 (26)
  • Customer Service
    3.6 (39)
  • Value for Money
    3.7 (36)
  • Claim ApprovedYes (30) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,500 and Not Included
Real Pet Insurance

Real Pet Insurance · includes 3 listings

3.6 from 252 reviews

Latest review: Online claim process was straightforward and payment was received in a few days. Only thing that was confusing was requirement for vet notes on the online portal but my vet would not release them to

  • Transparency
    4.3 (135)
  • Customer Service
    4.3 (155)
  • Value for Money
    4.1 (154)
  • Claim ApprovedYes (112) · No (11)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and Included
Petinsurance.com.au

Petinsurance.com.au · includes 7 listings

4.0 from 24 reviews

Latest review: We have been with Pet Insurance for several years and have unfortunately had several occasions to make claims and each time it has been stress free and we have received payment quickly and exactly as

  • Transparency
    4.9 (8)
  • Customer Service
    5.0 (8)
  • Value for Money
    4.9 (8)
  • Claim ApprovedYes (4) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$3,000 to $10,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded and Not Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Optional Extra
  • Tick Paralysis$1,000, $1,500 and $500
Petplan

Petplan · includes 7 listings

2.9 from 1,136 reviews

Latest review: We have been with Pet Plan for over 4 years and whilst we have not had to claim for our dog, we have had to claim for both our cats and I could not be happier with both their service and the claims

  • Transparency
    4.1 (451)
  • Customer Service
    3.9 (485)
  • Value for Money
    3.9 (487)
  • Claim ApprovedYes (443) · No (29)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)
Prosure

Prosure · includes 3 listings

3.2 from 54 reviews

Latest review: For every claim they ask for paperwork that they know I couldn't possibly have (vet records from before I rescued her, even though we have a report from when we adopted her that she was in good

  • Transparency
    3.9 (11)
  • Customer Service
    3.7 (15)
  • Value for Money
    3.6 (15)
  • Claim ApprovedYes (8) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $14,500
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Tick Paralysis$1,000, $500 and Not Included
Petsy Pet Insurance

Petsy Pet Insurance · includes 9 listings

5.0 from 11 reviews

Latest review: I came across Petsy through some recommendations from a couple of friends. When I got around to getting a quote for my burmese cat, it was at a great price (cat accident and illness cover) and I was

  • Transparency
    5.0 (8)
  • Customer Service
    4.9 (8)
  • Value for Money
    5.0 (8)
  • Claim ApprovedYes (1) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $25,000
  • Amount of Vet Bill Covered Up to 80% to Up to 100%
  • Accidental Injury CoverIncluded and Not Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1500, Included and Not Included
Woolworths Pet Insurance

Woolworths Pet Insurance · includes 3 listings

2.4 from 418 reviews

Latest review: Beware of the "affordable premium" when first signing up, it doesn't stay affordable for long. We had 2 dogs insured with Woolworths Pet Insurance, both insured as puppies. One dog is now 3.5 years,

  • Transparency
    2.2 (89)
  • Customer Service
    2.5 (106)
  • Value for Money
    2.1 (105)
  • Claim ApprovedYes (43) · No (37)
  • UnderwriterHollard
  • Annual Benefit Limits$5,000 to $24,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,500
Petmed

Petmed · includes 2 listings

2.6 from 61 reviews

Latest review: I've been with PetMed for nearly 15 years with two of my dogs and they are fair, quick to respond, and great communicators. The online portal makes everything super

  • Transparency
    4.3 (6)
  • Customer Service
    3.9 (7)
  • Value for Money
    3.7 (7)
  • Claim ApprovedYes (5) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $18,000
  • Amount of Vet Bill Covered Up to 65% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and $500 or $1,000
Medibank Pet Insurance

Medibank Pet Insurance · includes 3 listings

2.1 from 326 reviews

Latest review: I don’t feel this is good value Pet insurance. When you claim you’ll pay the excess, say $200, then get paid out 80% of the balance of your claim, if you’re lucky. If you’re not lucky they’ll take the

  • Transparency
    2.2 (67)
  • Customer Service
    2.4 (73)
  • Value for Money
    2.3 (72)
  • Claim ApprovedYes (34) · No (21)
  • UnderwriterHollard
  • Annual Benefit Limits$4,000 to $15,000
  • Amount of Vet Bill Covered Up to 70% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded and Optional Extra
  • Tick Paralysis$1,000 and $1,200
RACQ Pet Insurance

RACQ Pet Insurance

2.4 from 50 reviews

Latest review: Two claims submitted for one of my Golden Retrievers. Both claims paid as per the policy. Fast settlement. Great communication. Highly recommend considering RACQ when insuring your pet. Happy to say

  • Transparency
    2.4 (13)
  • Customer Service
    2.9 (16)
  • Value for Money
    2.7 (14)
  • Claim ApprovedYes (6) · No (7)
  • UnderwriterRACQ Insurance Limited
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included
1300 Insurance Pet Protect

1300 Insurance Pet Protect · includes 2 listings

2.4 from 33 reviews

Latest review: Took Comprehensive Insurance for my very healthy dog ten (10) years ago with 1300. I have had to claim twice in the last 2 years, and the loops I have had to jump through are ridiculous. The online

  • Transparency
    2.8 (4)
  • Customer Service
    3.4 (5)
  • Value for Money
    2.4 (5)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $15,000
  • Amount of Vet Bill Covered Up to 75%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$500 and Not Included
HCF Pet Insurance

HCF Pet Insurance · includes 2 listings

2.1 from 50 reviews

Latest review: Nearly 7 years with HCF and I have had no issues with claims and get back exactly what I expected. I find team members helpful with any queries. Pepper and I wouldn't be without it. Grateful for

  • Transparency
    2.7 (7)
  • Customer Service
    3.0 (8)
  • Value for Money
    2.1 (8)
  • Claim ApprovedYes (3) · No (4)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,200 and Not Included
Petcover

Petcover · includes 4 listings

2.3 from 26 reviews

Latest review: Our rabbit is insured with Petcover as the only provider for small mammals and exotic pets. So far we have had a great experience with Petcover and our policy - it has been easy to get in contact

  • Transparency
    3.6 (9)
  • Customer Service
    3.8 (10)
  • Value for Money
    3.6 (10)
  • Claim ApprovedYes (8) · No (0)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,379 reviews
Ad
  • Transparency
    4.3 (307)
  • Customer Service
    4.3 (362)
  • Value for Money
    4.1 (358)
  • Claim ApprovedYes (338) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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