??!

Best Superannuation Funds

Superannuation is one of the most common, yet misunderstood topics in everyday finance. Most people know what superannuation is and recognise how important is, but few people have put any serious time into finding the best super fund for their lifestyle and financial goals. With so much advertising and industry jargon it can be difficult to see how one superannuation fund is different from another. To ensure you have the best super fund for your finances, we’ve decided to look at the major types of super funds available to Australians. A little bit of research and preparation can help you find the best superannuation fund for your retirement plans and futureproof your finances for whatever is lurking around the corner.

Read More...

Retail superannuation funds

Many Australians are signed on to a retail superannuation fund and these funds are generally run by banks or larger financial investment companies. Retail super funds are open to anyone and often offer a wide variety of investment opportunities for members. As they are owned by private companies however, it is important to note that retail funds are set up to retain some profit and not necessarily to members.

Industry superannuation funds

The other main superannuation option taken by Australians are industry superannuation funds. While some are open, industry super funds are typically restricted to members of industries and work with lower cost models for members. As industry super funds are not set up as private companies, any profits they make are put back into the fund with the intention of benefitting all the members.

Self-managed superannuation funds (SMSF)

An increasingly popular option for Australians looking to optimise their retirement finances is self-managed superannuation funds. With a self-managed super fund, you’re in control of where your money goes, rather than having it invested on your behalf by a fund manager. As you could imagine a self-managed super fund comes with its fair share of admin (and risk), but if you’ve got a background in finance it can potentially lead to greater returns.

Tips for finding the best superannuation fund:

  • Compare your options – Part of what makes superannuation such a difficult decision to get right is the set and forget aspect of the accumulation phase. No matter how far you’re into professional life it’s always a good idea to compare your options. The grass isn’t always greener on the other side, but you don’t want to be losing valuable money.
  • Consolidate your super – Australians with multiple superannuation funds are having their retirement finances bled dry by multiple fees and the tragedy is most of them don’t even realise it. If you’ve got multiple superannuation funds, it’s a good idea to find the best super fund for your financial goals and consolidate your super into that account.
  • Keep an eye on everything – Most Australians discard their regular superannuation updates, but it’s crucial to keep an eye on your retirement finances. Over time a difference in fee requirements can accumulate and make a bit difference to the size of your nest egg.
Go to first result

77 listings

Future Super
  • Award Winner 2021
  • 2020
  • 2019

Retail Superannuation FundsFuture Super

4.9 from 603 reviews

Latest review: Enjoying knowing my super is invested in ethical and green businesses and the service is great. The interface is easier to use than Commbank and the fees are less. Since switching over the investment

  • Transparency
    4.9 (321)
  • Customer Service
    4.9 (334)
  • Rates and Fees
    4.7 (258)
Online Super Fund
  • Award Winner 2021
  • 2020

SMSF / Small FundsOnline Super Fund

5.0 from 121 reviews

Latest review: I transitioned across to OSF in 2018, and have been very impressed with all aspects of the administration. The contrast with my previous administrators couldn`t be more stark-the old administrators

  • Transparency
    5.0 (109)
  • Customer Service
    5.0 (113)
  • Rates and Fees
    5.0 (56)
VicSuper
  • Award Winner 2021
  • 2020
  • 2019

Public Sector Superannuation FundsVicSuper

4.7 from 341 reviews

Latest review: We have been with VicSuper for over 20 years. This year, as approaching age 65 we needed more complex advice. We saw Sam Shah in Blackburn Office. We found him extremely helpful. His advice was

  • Transparency
    4.8 (111)
  • Customer Service
    4.8 (115)
  • Rates and Fees
    4.5 (56)
Verve Super
  • Award Winner 2021

Retail Superannuation FundsVerve Super

5.0 from 90 reviews

Latest review: I never really understood Super, but am so glad I found a company that makes me feel better as a human and as a woman. Investing in a better future for

  • Transparency
    4.9 (82)
  • Customer Service
    4.9 (82)
  • Rates and Fees
    4.8 (69)
ESuperfund
  • Award Winner 2019

SMSF / Small FundsESuperfund

4.6 from 431 reviews

Latest review: I have been with esuper for over nine years. I find esuper to be an excellent online SMSF. Any queries related to the esuper fund are answered clearly and timely manner. Esuper does all my compliance

  • Transparency
    4.4 (59)
  • Customer Service
    4.3 (63)
  • Rates and Fees
    4.3 (41)
Xpress Super

SMSF / Small FundsXpress Super

4.9 from 82 reviews

Latest review: Fantastic Exceptional, well done Xpress Super! Over 3 years ago I switched to Xpress Super seeking well priced, SMSF Administration fund Simple and easy! I have been extremely impressed. Switching

  • Transparency
    4.7 (11)
  • Customer Service
    4.6 (12)
  • Rates and Fees
    5.0 (5)
HESTA Super Fund
  • Award Winner 2021

Industry Super FundsHESTA Super Fund

4.2 from 847 reviews

Latest review: I rang HESTA as I find speaking to someone easier especially as I had several questions in different areas. My phone call was answered quickly and I found they had all the answers to my

  • Transparency
    4.5 (448)
  • Customer Service
    4.6 (497)
  • Rates and Fees
    4.3 (290)
Dixon Advisory
  • Award Winner 2019

SMSF / Small FundsDixon Advisory

4.2 from 169 reviews

Latest review: We became clients of Dixon Advisory about 6 years ago after the GFC , believing they were a reputable trustworthy company . How wrong we were. We were advised to invest the majority of our funds in

  • Transparency
    1.7 (18)
  • Customer Service
    3.5 (25)
  • Rates and Fees
    1.3 (15)
Super Concepts

SMSF / Small FundsSuper Concepts

4.2 from 100 reviews

Latest review: This review relates to the period between August 2019 and to November 2020 in which the investment was transferred to IOOF and the eventual closing down of M I Coughlan Super Fund in its own right. I

  • Transparency
    4.3 (69)
  • Customer Service
    4.4 (75)
  • Rates and Fees
    4.0 (60)
Australian Ethical Super

Retail Superannuation FundsAustralian Ethical Super

4.1 from 124 reviews

Latest review: Best super for ethical reasons. Communication excellent and love the community grants. Love the website portal, which is easy to use and easy to understand. Putting my money where my mouth

  • Transparency
    3.0 (23)
  • Customer Service
    3.0 (26)
  • Rates and Fees
    3.3 (20)
Redwood Advisory

SMSF / Small FundsRedwood Advisory

5.0 from 28 reviews

Latest review: I moved my SMSF to Redwood about 3 years ago after having a bad experience with another SMSF manager. Just settled on a property, thanks to Ivan who made this

  • Transparency
    5.0 (9)
  • Customer Service
    5.0 (10)
Superestate

Retail Superannuation FundsSuperestate

5.0 from 21 reviews

Latest review: I can't believe this is the first fund to actually invest into Australia's consistent top-performing market. Since moving to Superestate I've been delighted with their service, pricing, performance

  • Transparency
    5.0 (19)
  • Customer Service
    4.9 (19)
  • Rates and Fees
    5.0 (18)
  • Investment Fee0.2%
UNIP SMSF Administration

SMSF / Small FundsUNIP SMSF Administration

5.0 from 20 reviews

Latest review: Having experienced poor service from an "all inclusive" super fund admin company whose name rhymes with Qsuirrel, I looked for a platform that included SMSF admin and tax compliance services but also

Crescent Wealth

Retail Superannuation FundsCrescent Wealth

4.8 from 19 reviews

Latest review: Not even one star. The worst customer service ever. I moved to New Zealand and completed all the paperwork with the KiwiSaver organization to transfer my superannuation from Crescent Wealth, but for

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    3.0 (1)
National Sterling

SMSF / Small FundsNational Sterling

3.9 from 38 reviews

Latest review: Back in 2006, i was new into the property game and wanted to increase my property portfolio. They talked me into buying 2 properties. I could only afford one. My accountant had to assist me with

  • Customer Service
    1.0 (1)
MTAA Super

Industry Super FundsMTAA Super

3.3 from 98 reviews

Latest review: “Service standard was very good and the level of care and professionalism was good." Over and above my personal comments I am thankful for the staff who served me when I needed their h

  • Transparency
    4.3 (52)
  • Customer Service
    4.5 (54)
  • Rates and Fees
    4.1 (24)
Sunsuper

Industry Super FundsSunsuper

3.1 from 294 reviews

Latest review: Staff and knowledge of electronic items and trying to get sunsuper loaded was super. I have been with company i think for 20 years and ready access to staff to talk to is paramount and they do not

  • Transparency
    3.7 (133)
  • Customer Service
    3.9 (158)
  • Rates and Fees
    3.6 (91)
My SMSF

SMSF / Small FundsMy SMSF

4.8 from 12 reviews

Latest review: Highly recommend. Been with them for five years and very satisfied with all services provided. easy to catch on the phone and have a self service portal for easy to do activities including

  • Transparency
    4.8 (10)
  • Customer Service
    4.7 (10)
  • Rates and Fees
    4.8 (10)
Simple Choice Super

Superannuation FundsSimple Choice Super

4.4 from 14 reviews

Latest review: I have been with SCS for 9 months. I have been extremely satisfied with the performance, member services team, and the app! I recommended my wife and brother join the

  • Transparency
    4.3 (13)
  • Customer Service
    4.4 (14)
  • Rates and Fees
    4.2 (13)
SuperGuardian

SMSF / Small FundsSuperGuardian

4.7 from 11 reviews

Latest review: I have been with Superguardian for about 4 years with my SMSF and the experience has always been positive.All the people I have dealt with are well qualified, knowledgeable and always helpful.If

Page 1 of 4