??!

Best Car Insurance in Victoria Melbourne and Geelong

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

Read now
Go to first result

121 listings

Seniors Car Insurance
  • Award Winner 2021
  • 2020

Seniors Car Insurance · includes 3 listings

4.8 from 1,934 reviews

Latest review: Website easy to navigate for a non- techie person. Follow up phone call excellent, easy to understand and informative and great friendly sales person. No reason not to award 5

  • Transparency
    4.6 (1,399)
  • Customer Service
    4.8 (1,456)
  • Value for Money
    4.8 (1,505)
  • Claim ApprovedYes (53) · No (3)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation, Hire Car after a No Fault Accident, Hire Car after an Incident and Essential / Emergency Repairs
Australian Warranty Network
  • Award Winner 2021
  • 2020
  • 2019

Australian Warranty Network · includes 3 listings

4.5 from 778 reviews

Latest review: After submitting a claim online over the weekend, I received a call from AWN first thing Monday morning! Immediately my problem was addressed and that afternoon I was already getting my car looked at

  • Transparency
    4.7 (295)
  • Customer Service
    4.7 (328)
  • Value for Money
    4.7 (322)
  • Claim ApprovedYes (297) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Hire Car after an Incident
Youi Car Insurance
  • Award Winner 2019

Youi Car Insurance · includes 3 listings

4.1 from 6,690 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (596)
  • Customer Service
    4.2 (714)
  • Value for Money
    4.0 (698)
  • Claim ApprovedYes (47) · No (6)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Included
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,285 reviews

Latest review: Experienced great customer service with budget direct as a new customer. Considering I haven’t been a customer before, they still treated me like a loyal customer and did everything they could to i

  • Transparency
    3.9 (1,461)
  • Customer Service
    4.0 (1,664)
  • Value for Money
    4.1 (1,735)
  • Claim ApprovedYes (153) · No (79)
  • Coverage TypeComprehensive
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs, Emergency Transport & Accommodation and Hire Car after an Incident
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.8 from 241 reviews

Latest review: Very great and quick couldn’t be happier, only been with company for like 3 months. Didn’t even take a week for the claim to go through. Gave all the stuff and basically approved next day

  • Transparency
    3.7 (198)
  • Customer Service
    3.9 (206)
  • Value for Money
    3.8 (204)
  • Claim ApprovedYes (130) · No (28)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Applicable and Allowed
  • Inclusions Emergency Transport & Accommodation and Hire Car after an Incident
Real Car Insurance

Real Car Insurance · includes 3 listings

3.2 from 477 reviews

Latest review: I have been a Real customer for over ten years. The consultants are always helper and happy to help. Real is good value for your money. I will use real insurance

  • Transparency
    3.2 (33)
  • Customer Service
    3.4 (46)
  • Value for Money
    3.6 (48)
  • Claim ApprovedYes (14) · No (3)
  • Coverage TypeThird Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 72 reviews

Latest review: I think my policy is good value, so far as I feel.I have not made any claims as yet, I will know better about Eric Comprehensive car insurance if I do happen to make a

  • Transparency
    3.8 (37)
  • Customer Service
    3.9 (40)
  • Value for Money
    3.6 (39)
  • Claim ApprovedYes (27) · No (3)
  • Coverage TypeTyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Applicable and Not Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Hire Car after an Incident
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 793 reviews

The scores for Woolworths Car insurance in specific areas were roughly even, with value for money receiving 2.6 stars, customer service at 2.5 stars, timeliness at 2.6 stars, and transparency coming in at 2.6 stars.

  • Transparency
    2.4 (219)
  • Customer Service
    2.5 (277)
  • Value for Money
    2.6 (267)
  • Claim ApprovedYes (161) · No (36)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Essential / Emergency Repairs
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

3.1 from 35 reviews

Latest review: I want to change my email address to receive insurance policy details because I put wrong email address, so please send me the details by new email address. Thanks for interest.

  • Transparency
    3.4 (20)
  • Customer Service
    3.4 (26)
  • Value for Money
    3.4 (25)
  • Claim ApprovedYes (7) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Applicable and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Towing Costs and Hire Car after a No Fault Accident
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.3 from 173 reviews

Latest review: I have been with Suncorp for three years and have over 5 insurance policies with them, due to instance I asked for clarification, I got a response from a customer representative, “ it is up to you a

  • Transparency
    2.1 (36)
  • Customer Service
    2.2 (38)
  • Value for Money
    1.9 (38)
  • Claim ApprovedYes (15) · No (9)
  • Coverage TypeThird Party Property Damage
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Emergency Transport & Accommodation and Essential / Emergency Repairs
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

3.8 from 12 reviews

Latest review: Enthusiast was atleast 50% cheaper than any other insurer. great service any time Ive had to call. I have recommend Enthusiast to many of my friends and family looking for

  • Transparency
    4.3 (9)
  • Customer Service
    4.6 (9)
  • Value for Money
    4.9 (9)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Essential / Emergency Repairs
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 203 reviews

Latest review: Didnt even want my money. Have to be part of their club they said. Talk to me like I'm was a pleb. Disgraceful customer service. DO NOT WASTE YOUR

  • Transparency
    2.3 (43)
  • Customer Service
    2.0 (55)
  • Value for Money
    2.1 (53)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeThird Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

2.0 from 665 reviews

Latest review: Called to cancel a policy that was tied to the car purchase as it required me to service the vehicle at the dealer for it to be valid. Cancellation fee was $75. Very high fee for a cancelation fee in

  • Transparency
    2.7 (170)
  • Customer Service
    2.7 (198)
  • Value for Money
    2.7 (195)
  • Claim ApprovedYes (65) · No (21)
  • Coverage TypeCompulsory Third Party (CTP Green Slip)
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after an Incident, Emergency Transport & Accommodation, Essential / Emergency Repairs and Hire Car after a No Fault Accident
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 126 reviews

Latest review: Good price and FANTASTIC service. I can't speak more highly enough about RAA Car Insurance. Over the years I have gone to a number of insurers, and whilst RAA might be slightly higher, the quality of

  • Transparency
    1.9 (24)
  • Customer Service
    2.2 (29)
  • Value for Money
    2.1 (28)
  • Claim ApprovedYes (11) · No (8)
  • Coverage TypeComprehensive
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 239 reviews

Latest review: My husband was hit by another car recently which caused significant damage. We thought we could choose our own repairer (in this case a BMW authorised repairer.) Also, this claim is with the insurer

  • Transparency
    1.9 (37)
  • Customer Service
    1.9 (43)
  • Value for Money
    1.9 (42)
  • Claim ApprovedYes (17) · No (12)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Included
  • Reduced or Zero Excess Windscreen CoverZero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Essential / Emergency Repairs
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 154 reviews

Latest review: My father and I had an accident at NSW in front of Fairfield Show grounds.. We are fully insured we have been with apia for more than 6y never made a claim. We got contacted by the Panel beater

  • Transparency
    2.8 (24)
  • Customer Service
    3.0 (29)
  • Value for Money
    2.6 (27)
  • Claim ApprovedYes (15) · No (2)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Hire Car after an Incident
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,257 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.9 (172)
  • Customer Service
    1.9 (206)
  • Value for Money
    1.9 (210)
  • Claim ApprovedYes (80) · No (38)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Emergency Transport & Accommodation, Hire Car after an Incident, Essential / Emergency Repairs and Hire Car after a No Fault Accident
Bingle

Bingle · includes 2 listings

2.0 from 657 reviews

Latest review: You can only rate an insurance company when you need to make a claim. After being hit by an at fault uninsured driver I can safely say Bingle are the worst insurance company I've ever had to deal

  • Transparency
    2.3 (84)
  • Customer Service
    2.1 (105)
  • Value for Money
    2.6 (100)
  • Claim ApprovedYes (54) · No (11)
  • Coverage TypeComprehensive
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Applicable and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs, Emergency Transport & Accommodation and Hire Car after an Incident
RACQ Car Insurance

RACQ Car Insurance · includes 4 listings

2.0 from 246 reviews

Latest review: Rubbish service. Unbearable hold times. Can never get a hold of anyone. Meant to call and don't. Taken almost a month for this claim and still waiting. Definitely wouldn't recommend

  • Transparency
    1.5 (51)
  • Customer Service
    1.5 (58)
  • Value for Money
    1.6 (56)
  • Claim ApprovedYes (22) · No (14)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs, Emergency Transport & Accommodation and Hire Car after an Incident
Australia Post Car Insurance

Australia Post Car Insurance · includes 3 listings

2.4 from 40 reviews

Latest review: Both of my cars have been comprehensively insured with Australia Post for five years or so. Made on claim in March 2020 where it was deemed to be our fault - paid excess and got my car fixed. Just

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (3) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Emergency Transport & Accommodation and Essential / Emergency Repairs
Page 1 of 3