Best Car Insurance in Western Australia Perth

Based on 29,368 reviews
Seniors Car Insurance

Seniors Car Insurance 🏆 2026

4.8  
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Jerry WA
   Verified

excellent process to insure using kms driven per yr a great concept other insurers dont do this Show details

AWN Insurance (Australian Warranty Network)

AWN Insurance (Australian Warranty Network) 🏆 2026

4.9  
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David VIC 3 posts
   Fair Incentive  Verified

Our fridge stopped working A claim was put in to fix it Was approved Show details

Youi Car Insurance

Youi Car Insurance

3.9  
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Andrew C. VIC 3 posts
 

Some people like the whole "personal touch" of a salesperson calling back and asking the same old questions that to already answered in the online… Read more

quote form. I'm not that person. I found the whole experience unnecessary, intrusive and a bit overwhelming. With other companies, it took me 5 mins to get a quote. With Youi it 5 mins online and then a 20min callback only to be given a quote that was almost twice as much for the cheapest that I had already got for comparable cover. Then there's the whole "hard sell" by trying to convince you to sign up there and then whilst I was still in the process of shopping around. To be clear, the sales lady (Mandy) was lovely and very thorough but just the whole lengthy process put me off.

Integrity Extended Warranties

Integrity Extended Warranties

4.3  
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Abhi
   Verified

I had a great experience with Integrity Extended Warranties. The water pump on my 2019 Skoda Superb needed to be replaced, and I submitted a warranty… Read more

claim. The team accepted the claim and covered the repair costs without any hassle.

The entire process was smooth, straightforward and stress-free. The customer service team was extremely friendly, helpful and professional throughout.

It's reassuring to have a warranty provider that actually delivers when you need them. Very happy with the experience and would definitely recommend Integrity Extended Warranties

Presidian Group

Presidian Group

4.6  
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Pham J. NSW
 

I am comfortable with your service. I had 3 contracts with you from 11/2024. Now I use your service, I am fully satisfied with this. I will buy 1 more for my another son car. Show details

Budget Direct Car Insurance

Budget Direct Car Insurance

3.6  
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Chitra Raj B. QLD
 

Worst insurance company ever. Will never use again. They care only about profits not customers Show details

Budget Direct
Budget Direct    

Hi Chitra. Thank you for taking the time to write… Read more

TrueCover Car Insurance

TrueCover Car Insurance

5.0  
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Greg 2 posts
 

Insuring with True Cover was a straight forward simple process and the company representative was easy to deal with Show details

QBE Car Insurance

QBE Car Insurance

4.0  
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Karen NSW
 

Simple trustworthy affordable, if your car is not comprehensive insured it doesn't include police involvement if video footage etc is required after accident . Cheap considering the stress it could cause . Trust QBE Show details

ahm Car Insurance

ahm Car Insurance

4.3  
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BEEJAY VIC
   Verified

Easy to follow and complete, cheaper than current comprehensive policy Show details

Real Car Insurance

Real Car Insurance

3.8  
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Christine
   Verified

The sales person was excellent. I liked how he kept everything down to business. Show details

Oceania Insurance

Oceania Insurance

4.4  
 Summary
Melanie.P. NSW
 

The whole process is so simple, from enquiry to quote and purchasing comprehensive insurance. The whole company is online...not just say they are… Read more

"online" and then you need to contact a call center to confirm and purchase, but actually online, meaning the portal was actually created for online use. The portal is so simple to use and I can view all my policies at the one place!

Everyday Car Insurance

Everyday Car Insurance

3.4  
 Summary
Giulio R.
   Verified

Competitive policy pricing with added benefits such as 10% shopping discount every month. Show details

Kogan Car Insurance

Kogan Car Insurance

4.4  
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Nikhil Kumar M. NSW 9 posts
 

It's stupid. Quoted $5000 for comprehensive with agreed value of $8010 with excess $1000 including windscreen, car hire. others are quoting around $2000 and less Show details

Kogan Insurance
Kogan Insurance    

Hi Nikhil, sorry to see your quote was too high.… Read more

Huddle Car Insurance

Huddle Car Insurance

3.5  
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Amanda Faulder NSW 2 posts
   Verified

was away working for 3 months in the Hunter New England NSW when I had a collision with a wild pig. The front right hand side of my small car was… Read more

damaged rendering the car undrivable. This occurred on the Gwydir Hwy, approximately 100kms from the nearest town of Moree. I reported the incident immediately to Huddle so my car could be retrieved, additionally I explained I was away from home (Sydney) for work and would need my car repaired by the time my employment contract ended in 2 months time. I was assured that if the closest repairer didn’t have capacity to repair my car in time, that my car would be taken to the next closest and available repairer. Meanwhile, my car sat on the Gwydir for 7 days before it was retrieved. Following this, I contacted the local repairer to where my car was towed and they informed me they were booked full and would not begin work on my car for at least 4-6 weeks. That would only leave them 2 weeks to repair, including time to locate parts etc. Huddle continued to ignore my request to take the car to another repairer, stating they were pushing to get my car completed by the time my contract was finished. I informed them more than once of the importance of this as once the contract finishes, so does my accommodation. Throughout the process Huddle were extremely difficult to contact, not only for myself but also the repairer. The repairer did however admit to being at fault with getting photos of the car to huddle in a timely manner, but huddle took no accountability for any delays, blaming everything on the repairer. My car was only partially fixed 1 week past the date my contract ended, it was drivable, however the repairer was still waiting on the wiring harness for the blinkers to be delivered. I had no choice but to drive take my car and drive it 470kms with no blinkers to my mother’s house at Port Macquarie. By this time I had finally had my request to file a complaint to huddle complaints department put through (not before requesting this 3 times) and the complaints dept happened to contact me the morning I was collecting my car. I did advise them of the situation (having to take the car and drive with no blinkers) and was offered nothing. I was never offered accommodation until the day I was leaving, and as I had to stay an extra week I was lucky enough a kind co-worker offered me their spare room. Additionally, the repairer couldn’t contact huddle and I ended up having to pay the repairer the excess and additional excess. I am now waiting for explanation and proof of how huddle have accounted this additional excess as the kms appear to be the first amount of kms I put in with them 3 years prior! I could be wrong about that but will have to wait and see. Won’t hold my breath though. My car is now at a repairer in port Macquarie, and is ready to be collected, but now this repairer has not been able to contact Huddle! The new repairer has told me they had one voicemail from huddle in the last 3 weeks, yet huddle tell me they have tried to contact him multiple times and they can’t contact him. Funnily enough, I myself have contacted the repairer 4 times and never had an issue. So, it’s been just over 3 months with no car, cost me an extra $1000 in excess, not to mention all the additional costs of catching Ubers etc. No use making a complaint because nothing happens, there is no accountability, very poor communication, overall very bad customer service. Do yourself a favour and do not go with this insurance company, it is not worth the headache and will end up costing more in the end!

Huddle Insurance
Huddle Insurance    

Hi, Thank you for taking the time to leave your… Read more

Toyota Motor Vehicle Insurance

Toyota Motor Vehicle Insurance

3.1  
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GARY V. WA
 

DO NOT USE TOYOTA INSURANCE!!! I purchased and paid extra because I was going to be traveling and needed Windscreen cover. I found that they play… Read more

with words and say they use "genuine parts", but when claiming they only use a CHEAP aftermarket replacement widscreen..as per their PDS. This is paramount to a SCAM. I cancelled my policy..DISGUSTING behaviour!!!!

Toyota Insurance
Toyota Insurance    

Hey Gary, we’re sorry to hear about your… Read more

Allianz Car Insurance

Allianz Car Insurance

2.6  
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Tom 4 posts
 

What the actual? Over $800 for CTP. You are seriously kidding!! Don't you dare blame anything other than greed!! Show details

PD Car Insurance

PD Car Insurance

2.8  
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Chona M.
 

Thank you recovery team for your big effort dealing with the other party who have no insurance. Very fast action. Thank you PD insurance Show details

Enthusiast Motor Insurance

Enthusiast Motor Insurance

3.5  
 Summary
Draganotz NSW 53 posts
 

Time has come to insure for another twelve months my 30 year old Jaguar in immaculate condition, low miles, club car driven by a 60s yo with no… Read more

demerit points or claims history and premium still came up much more expensive than Shannons with not even a match with excess free windscreen. Enthusiast Motor Insurance are gonna have to do better if they want to play in the classic car space. Enthusiast by name, but not by nature. Staying with Shannons.

Enthusiast Motor Insurance
Enthusiast Motor Insurance    

Thanks for taking the time to share… Read more

Lexus Insurance

Lexus Insurance

3.6  
 Summary
Peter B NSW
 

Being subject to a crash and not being at fault is a hassle. But the Lexus Insurance team were great. They were great at initial claim and… Read more

throughout the process. My major criticism is actually with Lexus who because they did not have the parts in Australia cause me to suffer a 3 1/2 month repair wait. By contrast Lexus Insurance were great!

PowerTorque Insurance

PowerTorque Insurance

3.8  
 Summary
Ken 2 posts
 

totally surprised by how easy the claim and repair process was completed Show details

RAC Car Insurance

RAC Car Insurance

2.0  
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Jks WA 9 posts
 

Leanne helped me with a kind voice and assuring me with a smooth transition on changes to my car sale and insurance. Thank you. Show details

Carpeesh

Carpeesh

2.3  
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Nardia NSW 2 posts
 

Do not use this company! They are deceptive, poor customer service, even when you call to enquire about specific details of the cover they evade the… Read more

question and it is not until you need to make a claim you find out the truth.

Lesson learnt to go with more reputable companies! You get what you pay for!

Carpeesh
Carpeesh    

Hi Nardia we are here to assist you with your claim. I… Read more (+1 reply)

APIA Car Insurance

APIA Car Insurance

1.9  
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rob089 NSW 3 posts
 

Car damaged in April and still wasnt properly repaired by October. Was repaired over 120 kilometres from home. Car had to be sent away twice. Both… Read more

times towing was involved. The car is drivable but some covers underneath are still damaged. I have 3 insurance policies with Apia. I have changed to Aami. More expensive. However the car will be repaired on my home town.

AAMI Car Insurance

AAMI Car Insurance

1.6  
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Joanna M. VIC
 

Worst company Ive dealt with. Have been with AAMI for a few years had 2 cars insured comprehensive-Fees kept going up, never made a claim with them.… Read more

Decided to cancel as it was an insanely expensive policy and excess. Rang up cancelled, weeks ago. The day I cancelled got a much better policy with another insurer. Today they took out $216 for no reason, no warning stating My last month payment did not go through ( as I cancelled it). They will not refund my money and did not give a damn about mucking up my budget this week by just taking out my money for no reason. I recommend get quotes from other insurers , AAMI is too big, to much AI Robot talk and I have no rights , no chance of dispute resolution. Awful experience awful treatment

Shannons Car Insurance

Shannons Car Insurance

1.8  
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Malcolm McKenzie VIC 4 posts
 

Jump started the Audi ,only took 5 minutes .Good Service as usal Show details

GIO Car Insurance

GIO Car Insurance

1.8  
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Harold U. NSW 6 posts
 Published  · Edited

Received renewal notice in mail for$428.65 12months, Did 3 Quotes and showed GIO at $398.63 & $400.50, I complained and received a reply basically saying SO What, Check the details & Price. Show details

RACQ Car Insurance

RACQ Car Insurance

1.8  
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Liz C. 11 posts
 

Absolutely pathetic customer service and for anyone thinking about possibly taking out insurance with RACQ, my suggestion is DON’T - you will regret… Read more

it!!! In between not contacting you at all with details of your claim despite promising to do so, to spending hours on hold waiting to speak to a human only to be told, come into the branch and we can help you, to then be told here’s a phone and we can put you on the phone to a priority claims consultant - what a joke!!! If I knew I was taking a day off to drive 25km only to be put on the phone to someone who doesn’t give a damn, I would have stayed home and wasted yet another 1.5 hours calling from the comfort of my own home.

Further, to be told that I will have to pay an excess irrespective of whether I am at fault or not because this is just how their policies work is disgusting! Nowhere in the documents posted to me when I came back to RACQ does it say you pay an excess irrespective of whether you are at fault. What’s the point of actually having insurance if this is the case?

To think this company was once a premium and standout insurer is hard to believe given the way they are now. I won’t waste any more of my precious time going into further detail suffice to say if you are thinking about RACQ - don’t! Go to either YOUII or Allianz who treat you like a valued customer and take the time to actually listen to you and resolve your concerns and with whom you don’t have to wait for 71 minutes to have your call answered! Although they are slightly more expensive, they have outstanding customer service and will not treat you like garbage.

Biggest mistake EVER coming back to RACQ and after this year, I’ll be moving my multiple policies back to an insurer I actually have confidence in and an insurer who bothers to listen to me rather than merely taking my money and then ignoring me and providing misleading information!!!!!

Bingle

Bingle

1.6  
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Shivi NSW 2 posts
 

Very disappointed with Bingle and the way my car insurance claim has been handled. It has been almost two months since the accident, and I am still… Read more

being passed between Bingle and the other insurer with no clear answer about who is responsible or what is happening with my car.

I have spent hours on the phone being transferred between departments, with nobody able to give me a clear update.

My replacement car is now also at risk of being taken back, and Bingle cannot even clearly tell me whether it will be extended.

I do not expect to manage the communication between two insurance companies. I pay my insurance premiums and expect my insurer to take ownership of my claim and provide clear answers.

At this point, I do not even have proper access to my car or my belongings.

Really frustrating and disappointing experience. I just want someone at Bingle to take ownership and resolve this.

Coles Car Insurance

Coles Car Insurance

1.5  
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Sachin M. 3 posts
 

Cheapest comprehensive policy, great customer service and I had a recent claim which went smoothly with no issues, super satisfied Show details

RAA Car Insurance

RAA Car Insurance

1.8  
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Brenton SA
 

Identified person responsible and a not at fault claim on car insurance. Gave them the police report, other party admitted fault and provided us with… Read more

their policy number with Budget Direct. RAA still want us to pay excess because "they can't get in contact with Budget Direct"