Best Car Insurance in Western Australia Perth

Based on 28,064 reviews
Brand
Rating
Coverage Type
Roadside Assistance
Reduced or Zero Excess Windscreen Cover
Inclusions
Benefits

Seniors Car Insurance

Seniors Car Insurance 🏆 2026

4.8 
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Tanya
  Verified

Confident, informative and clear interaction with staff who I spoke with Show details

AWN Insurance (Australian Warranty Network)

AWN Insurance (Australian Warranty Network) 🏆 2026

4.9 
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Gregory KirkhamNSW
  Fair Incentive Verified

The AWN staff were courteous, friendly and very helpful. They explained what was happening with the claim in good terms that I was able to easily understand. The claim was processed very promptly. Show details

Youi Car Insurance

Youi Car Insurance

3.9 
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Sandra ESA11 posts
 

so easy to deal with very helpful and pricing is best value. I've had to claim which was a seamless service and now renewed the policy without the… Read more

feeling of punishment for having an accident with steep price increases. i will be staying with youi for the foreseeable future

Integrity Extended Warranties

Integrity Extended Warranties

4.3 
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Lilly
  Fair Incentive

Quick and efficient, very helpful and lovely people to deal with. Show details

Budget Direct Car Insurance

Budget Direct Car Insurance

3.6 
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Kim PetrieNSW2 posts
 

Quick and easy to do. Policy was great value. New customer Show details

Presidian Group

Presidian Group

4.6 
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pillay.gordonQLD
 

staff was very professional and polite. My claim was sorted in a timely manner. Show details

TrueCover Car Insurance

TrueCover Car Insurance

5.0 
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John D M
 

The service was prompt and the chap was very nice. Show details

QBE Car Insurance

QBE Car Insurance

3.7 
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Jb8 posts
 

It was a straightforward and easy process online to get comprehensive car insurance! Nothing that needed further clarification or required a phone call Show details

Real Car Insurance

Real Car Insurance

3.8 
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Ken ristVIC2 posts
  Verified

Real Insurance car database system is inaccurate compared to local state registration. Car registered as 2011 real insurance database says 2012.… Read more

Argued with operator that local state registration has to be 100% accurate but he wouldn’t have it. Cancelled policy

Real Insurance
Real Insurance    

Hi Ken rist, Thank you for sharing your feedback.… Read more

ahm Car Insurance

ahm Car Insurance

4.2 
Summary
Bobby BWA3 posts
  Verified

Just a better all-round comprehensive package than anyone else, OK ! Show details

Oceania Insurance

Oceania Insurance

4.4 
Summary
ReggieNSW
 

Beware of this insurer: while they offer the cheapest premiums on the market, their abysmal claims process and penalizing administrative practices… Read more

come at a massive long-term cost. It took them over four months to repair minor damage to my vehicle, during which their complaints team completely ignored my repeated follow-ups, and I discovered that their "comprehensive" policy shockingly fails to provide a no-fault hire car. To make matters worse, despite my 20-year clean insurance history, they issued me a formal "refusal to renew" letter more than a month after my policy had already expired. Even though I had no intention of staying with them, this delayed non-renewal goes on my record, making it incredibly difficult and expensive to secure coverage with other insurance companies. Do not be fooled by the low prices—the severe lack of coverage and the damage they cause to your insurance record are simply not worth the savings.

Oceania Insurance
Oceania Insurance    

Hi Reggie, thank you for taking the time to… Read more

Everyday Car Insurance

Everyday Car Insurance

3.4 
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Tini Ingold
  Verified

Greater compare with others, seem like i am taking my favorite drink awhile swimming. Happy with the quotes, benefits and support plus super easy no hassle Show details

Kogan Car Insurance

Kogan Car Insurance

4.4 
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Nikhil Kumar M.NSW8 posts
 

It's stupid. Quoted $5000 for comprehensive with agreed value of $8010 with excess $1000 including windscreen, car hire. others are quoting around $2000 and less Show details

Kogan Insurance
Kogan Insurance    

Hi Nikhil, sorry to see your quote was too high.… Read more

Huddle Car Insurance

Huddle Car Insurance

3.5 
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carlQLD
 

Horrific! Not only did they try to overcharge me double excess when i made a claim, but when i came to cancel a renewal, they failed to cancel my… Read more

policy, took over $1,000 out of my account a week later and refused to payback premiums paid AFTER I had sold the car because the proof of transfer that i got DIRECTLY from Queensland Transport was deemed 'insufficient proof'. Whats worse, there is no phone number, just an AI Chat bot which refuses to get somebody to call you and merely advises somebody will review with 2 business days'. Nothing but a bunch of common thieves and scammers. Avoid at ALL costs!

Toyota Motor Vehicle Insurance

Toyota Motor Vehicle Insurance

3.1 
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GavinQLD
 

Very good communication throughout the process and Toyota used a very prompt provider for the repairs. Very happy Show details

Allianz Car Insurance

Allianz Car Insurance

2.5 
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Alex A.
  Verified

Allianz value human life nothing less then rubbish bin ,knowing use are multibillion industry that have all resources in world, knowing my situation… Read more

no help from anyone in vulnerable postion no friends no assistance from anyone and still decided to walk over me not only that $20k plus court proceedings I have to deal with this whole burden onto my self at least bear minumum you guys could paid half the agreed value and not even that use did ,yous are the most scummiest and greedy off people I've ever come across my whole entire life I'll continue to spread word world wide.

PD Car Insurance

PD Car Insurance

2.8 
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S Sharma
  Fair Incentive

I would like to thank Bhavita Keshav for helping me out with my claim. She didn't even waste a day to make these things go smoothly. Again, Thanks a lot Bhavita. Show details

Enthusiast Motor Insurance

Enthusiast Motor Insurance

3.5 
Summary
Peter W.Victoria
 

Just purchased my dream car and whilst driving had a steering malfunction ended up into trees on the median strip. Contacted Enthusiast and spoke to… Read more

Leanne in claims she was amazing handled everything with no fuss unfortunatly car was written of but the claim was settled within 2 weeks cannot recommend them highly enough Absolutley amazing to deal with and they have insured my new car with no hassles My Friend is waiting for his car to be inspected by an assessor from another large insurer His car was in before mine and he is still waiting Do Yourself a favor Try Enthusiast

eric insurance

eric insurance

2.7 
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Avoid Eric ex. WarrantyVIC5 posts
  Fair Incentive Verified

AVOID AT ALL COST ! UNETHICAL COMPANY They do NOT honor their policies. I spent $2000 plus on additional car warranty insurance. When I attempted to… Read more

make a claim. Extremely hard to contact and then when I finally did they revoked their initial policy terms. Refer to my warrant attached below

Lexus Insurance

Lexus Insurance

3.5 
Summary
MavVIC11 posts
 

Lack of objectivity in handling claims and internal conflicts. Lack of CRM. Lack of quality and managing repairers. Treating me as the paying… Read more

customer as the weakest link even though my claim was a not at fault claim. These id*ots don’t serve representation g the brands they represent. Every single one of them is lazy and lack basic insurance customer service training; just like the Aussie dealers themselves. I blame it all of Toyota corporation Japan. They should do something about the powers they give to these substandard entities in Australia. Cowboys they are! Fix them. Shame shame shame.

Lexus Insurance
Lexus Insurance    

Hi Mav, we're sorry to hear you are dissatisfied… Read more

PowerTorque Insurance

PowerTorque Insurance

3.7 
Summary
Brhane HVIC
  Fair Incentive

I was joined PowerTorque a few months ago and they are great insurance with high customer services Show details

Carpeesh

Carpeesh

2.4 
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NardiaNSW2 posts
 

Do not use this company! They are deceptive, poor customer service, even when you call to enquire about specific details of the cover they evade the… Read more

question and it is not until you need to make a claim you find out the truth.

Lesson learnt to go with more reputable companies! You get what you pay for!

Carpeesh
Carpeesh    

Hi Nardia we are here to assist you with your claim. I… Read more (+1 reply)

RAC Car Insurance

RAC Car Insurance

1.9 
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Gerry C.
 

⭐️⭐️⭐️⭐️⭐️ Outstanding RAC Breakdown Service – 19/06/2026 I had a flat tyre on Friday 19 June 2026 and contacted the RAC for roadside assistance.… Read more

From the very first call, the service was exceptional. Natasha greeted me warmly on the phone and handled everything professionally. Terry then followed up to confirm my exact location, which was greatly appreciated. Finally, Karen arrived in under 45 minutes — well ahead of the advised 90 minute waiting period. She was prompt, efficient, and extremely professional. A fantastic team effort from start to finish. Keep up the great work. Best regards, Gerry Clifford

APIA Car Insurance

APIA Car Insurance

1.9 
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Joanne2 posts
 

So sad i have only had my car insurance with Apia since September last year and they are increasing my premium by an extra $21.00 a month from… Read more

August...So cruel and yet they make promises for pensioners that obviously is ?just sales talk. ..So sad. Goodbye APIA. AND yes!!!! My house insurance has gone up $38.00 a month too..I had such faith in you ..

AAMI Car Insurance

AAMI Car Insurance

1.6 
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ChelseaQLD8 posts
 

Terrible customer service, they don’t actually help, just make the situation harder and longer to solve. The online chat always redirect you to call… Read more

instead and sit on hold for ridiculous amounts of time. Which you will then be met with frustrating scripts being read out to you on the other end of the call without someone helpful actually answering questions or concerns clearly. Then if you don’t like that they ask you to call instead, they end the online chat and reset you. Nice work. They make the simplest of requests seem impossible. Have cancelled all but one policies with them, about to do the final and not return.

RACQ Car Insurance

RACQ Car Insurance

1.8 
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Paul T.QLD2 posts
 

My experience in obtaining a car insurance policy with a lady named JO was extremely helpful, knowledgeable, & professional. Thankyou & would highly recommend RACQ . Show details

Shannons Car Insurance

Shannons Car Insurance

1.7 
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McArSA5 posts
 

If I could give them a 0 I would!!!! I understand they are underwritten by Suncorp now and this is where it all falls down the s**t whole. I needed… Read more

to have a rework done and it has now been 6 months from when I first contacted Shannons. We are a long time customer with multiple vintage cars and spending an absolute annual fortune on car insurance. "Back in the day" they were awesome, but now.... The policy isn't worth the paper it is written on, especially if you have a rework done. I have begged, pleaded and tried everything including contacting AFCA/ATSIC. I was even told by their own staff to contact AFCA/ATSIC!!! I have spent more hours than I can count on hold waiting to talk to someone including over 20 phone calls, and emails, and sms's to the person allocated to my case, told countless lies, fob offs and finally after 6 months I have an answer and it's not a good one either. I am totally over Shannons and I can't believe they have totally gone to the dogs with their service.

Bingle

Bingle

1.6 
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Reinier clausVIC2 posts
 

Worst company ever dealt with. I can’t understand that consumers affairs will not step in to stop this company from operating. Very quick to take… Read more

your money , but oh boy if you got a issue, the only reply you get is a automated email reply. No customer service whatsoever.

GIO Car Insurance

GIO Car Insurance

1.7 
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Freynz A.
 

I am asking for backdated refund as I have sold the car and forgot to cancel the insurance, originally the car was registered in Victoria and… Read more

transferred it to WA, costumer service asked for a proof that the WA car is the same as the one that was registered in Victoria with vin number and engine numbers on it, I have forwarded them document from vicroads with all the information needed , but still they don’t want to issue a refund, my families car is all insured by GIO I will tell them to move to AAMI much better costumer service, GIO costumer service is worst…avoid them

Coles Car Insurance

Coles Car Insurance

1.5 
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Cathy O.
 

Coles home insurance is a complete rip off they put there insurance up every month pack of thieves never had a claim Show details