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Best Car Insurance in Western Australia Perth

How to compare car insurance to find the best policy for you

If you're a regular driver, a good car insurance policy can grant you peace of mind. With so many providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the best, cheapest car insurance for you, whether comprehensive or third party.

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125 listings

Seniors Car Insurance
  • Award Winner 2020

Seniors Car Insurance · includes 3 listings

4.8 from 1,766 reviews

Latest review: I would have liked a customer loyalty discount, & I believe the agreed vale prices are a bit too low for cars in excellent condition with low kms. I think if these 2 things were available it would

  • Transparency
    4.6 (1,266)
  • Customer Service
    4.8 (1,320)
  • Value for Money
    4.8 (1,365)
  • Claim ApprovedYes (49) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Australian Warranty Network
  • Award Winner 2020
  • 2019

Australian Warranty Network · includes 3 listings

4.5 from 747 reviews

Latest review: Garth’s plastering- This is the second time I have used there services, first vechicle I bought from pickels auctions Melbourne came with this warrenty as an optional extra, the criteria was service y

  • Transparency
    4.7 (266)
  • Customer Service
    4.7 (299)
  • Value for Money
    4.6 (293)
  • Claim ApprovedYes (274) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Hire Car after an Incident and Towing Costs
Youi Car Insurance
  • Award Winner 2019

Youi Car Insurance · includes 3 listings

4.1 from 6,653 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (563)
  • Customer Service
    4.2 (681)
  • Value for Money
    4.0 (666)
  • Claim ApprovedYes (44) · No (5)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,151 reviews

Latest review: Horrible experience... They are competitive with their insurance prices but remember you get what you pay for and pray you don’t need to put in a claim. Please beware I would hate someone to go t

  • Transparency
    4.0 (1,359)
  • Customer Service
    4.0 (1,557)
  • Value for Money
    4.1 (1,623)
  • Claim ApprovedYes (134) · No (74)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.5 from 140 reviews

Latest review: Worst company to deal with, never get back to you when constantly told that someone would call back to update the progress, waited 7 weeks to get told my claim was declined which was a faulty stereo

  • Transparency
    3.5 (114)
  • Customer Service
    3.8 (120)
  • Value for Money
    3.6 (119)
  • Claim ApprovedYes (68) · No (20)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation and Hire Car after an Incident
Real Car Insurance

Real Car Insurance · includes 3 listings

3.2 from 461 reviews

Latest review: At 38 weeks pregnant and the day before Easter I got rear ended in my brand new Mazda CX-5 and was referred to the service by real insurance. Although slightly more expensive than competitors I

  • Transparency
    2.8 (23)
  • Customer Service
    3.0 (32)
  • Value for Money
    3.3 (33)
  • Claim ApprovedYes (13) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 68 reviews

Latest review: Was coerced into eric insurance by finance rep at a motorcycle dealer. Come 2 months later when I claimed a not at fault claim and eric were poor to say the least. I had to deal with a 3rd party

  • Transparency
    3.7 (35)
  • Customer Service
    3.8 (38)
  • Value for Money
    3.5 (37)
  • Claim ApprovedYes (26) · No (3)
  • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 772 reviews

Latest review: I found the service very efficient. The staff were all polite and caring. The claims portal was very easy to use and the staff were prompt at getting back to me. I always felt informed and my repair

  • Transparency
    2.5 (203)
  • Customer Service
    2.5 (258)
  • Value for Money
    2.6 (251)
  • Claim ApprovedYes (152) · No (32)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
SGIO Car Insurance

SGIO Car Insurance · includes 5 listings

2.5 from 246 reviews

Latest review: I have been with sgio for nearly a year and this is probably the worst company i have come across .. lodged a claim for very first time in my life. I wasn't at fault and other party was cooperative

  • Transparency
    1.8 (9)
  • Customer Service
    2.1 (11)
  • Value for Money
    2.0 (11)
  • Claim ApprovedYes (5) · No (3)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered, Reduced Excess Included, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

3.1 from 29 reviews

Latest review: Very unhelpful staff and terrible customer service. You may think they offer a good deal, but when it comes to claiming they impose huge hidden charges. We had someone hit our parked car. Took they

  • Transparency
    3.7 (15)
  • Customer Service
    3.7 (21)
  • Value for Money
    3.5 (21)
  • Claim ApprovedYes (5) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.4 from 167 reviews

Latest review: I lost both my job since the pandemic today I rang up and unexpectedly was advised that they offer 3 month free to help people effected by the pandemic!

  • Transparency
    2.2 (31)
  • Customer Service
    2.3 (33)
  • Value for Money
    1.9 (33)
  • Claim ApprovedYes (13) · No (8)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
RAC Car Insurance

RAC Car Insurance · includes 4 listings

2.2 from 171 reviews

Latest review: I had experience that if ur client pay u for full insurance then they do not need follow road rule and damage other Car easily because u guys are available for giving hard time to other to coverup ur

  • Transparency
    2.5 (39)
  • Customer Service
    2.6 (48)
  • Value for Money
    2.5 (47)
  • Claim ApprovedYes (14) · No (7)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance Limited
  • Legal Liability Cover $25 Million, 25 Million and Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered, Reduced Excess Included and Zero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 200 reviews

Latest review: I wish I could leave no stars. Do not do business with these people. I had my car stolen and they did absolutely nothing but try and get out of paying. After weeks of back and forth they only gave me

  • Transparency
    2.3 (40)
  • Customer Service
    2.1 (52)
  • Value for Money
    2.1 (50)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 233 reviews

Latest review: Terrible terrible company for CTP I am a wholesale motor dealer I purchased a ctp online and approximately 6 weeks later they contacted me saying that they wanted another $170 or they would cancel my

  • Transparency
    2.0 (33)
  • Customer Service
    2.0 (39)
  • Value for Money
    2.0 (38)
  • Claim ApprovedYes (16) · No (8)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 126 reviews

Latest review: Good price and FANTASTIC service. I can't speak more highly enough about RAA Car Insurance. Over the years I have gone to a number of insurers, and whilst RAA might be slightly higher, the quality of

  • Transparency
    1.9 (24)
  • Customer Service
    2.2 (29)
  • Value for Money
    2.1 (28)
  • Claim ApprovedYes (11) · No (8)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,231 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    2.0 (146)
  • Customer Service
    2.0 (181)
  • Value for Money
    1.9 (184)
  • Claim ApprovedYes (74) · No (34)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 152 reviews

Latest review: Very simple to set up, great price and good extras. It's the second vehicle I've switched to APIA. Will be interesting to see the renewal next year and hope it stays a similar

  • Transparency
    2.9 (22)
  • Customer Service
    3.0 (27)
  • Value for Money
    2.5 (26)
  • Claim ApprovedYes (14) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Bingle

Bingle · includes 2 listings

2.0 from 647 reviews

Latest review: Received my renewal notice, says it was cancelled in 2015 (it's 2020), has incorrect primary driver name even though I tried over and over to have it changed (the secondary driver was put as primary

  • Transparency
    2.4 (75)
  • Customer Service
    2.2 (96)
  • Value for Money
    2.6 (91)
  • Claim ApprovedYes (50) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
RACQ Car Insurance

RACQ Car Insurance · includes 4 listings

2.0 from 236 reviews

Latest review: I’ve been with RACQ since I was 16 and have always had Comprehensive, Road Side and Pet insurance all with them (over 10 years). I was double charged a large amount (over $500) when renewing an i

  • Transparency
    1.6 (45)
  • Customer Service
    1.5 (51)
  • Value for Money
    1.5 (50)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

3.5 from 11 reviews

Latest review: I own a 25 year old Mercedes which I drive 1500 kms per year max. I got a quote from these guys no problem which was competitive.As we all know, the important bit is not when you insure but it's in

  • Transparency
    4.0 (8)
  • Customer Service
    4.3 (8)
  • Value for Money
    4.6 (8)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
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